In the last 10 years, the digitally driven “gig economy” has grown explosively. Gig Workers, or people who find short-term, contract work outside of the traditional, long-term employer-employee relationship, now account for about 35% of the U.S. labor force. However, most “gig workers” can’t find any type of financing if they don’t have superb credit, let alone financing that doesn’t require a personal guarantee or giving up equity in their business. Fundo was created to fill this gap in the marketplace, providing gig workers with an easy alternative to traditional bank and personal loans. Most merchant cash advance providers will not even consider assisting a self- employed person that generates less than $10,000 in monthly revenue