Helping borrowers finance their real estate needs. As a 100% self funded, family-owned and operated lending company, Harmoney Capital is able to practice innovative alternatives to traditional real estate financing. With no credit approval or income verification required, Harmoney Capital can close a deal in a matter of days, making it easier than ever for borrowers to obtain a loan. Harmoney Capital's years of experience and industry knowledge makes us a leader in the private lending industry and our family office dynamic provides us with the ability to tailor each of our hard money loans for any type of unique financing situation.